Terms & Conditions
A legal disclaimer
Terms and Conditions
Last Updated: 2024
1. Introduction
Welcome to [Debt Relief Solutions] ("we", "our", "us").
These Terms and Conditions ("Terms") govern your access to and use of our website [insert website URL] and any services, tools, or information provided through it.
By using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.
2. Services Overview
[Debt Relief Solutions] provides information, consultation, and referral services related to debt relief, financial management, and credit solutions.
We are not a financial institution, lender, or legal firm, and the content on our website is for informational purposes only.
Any financial or legal decisions you make should be based on professional advice tailored to your situation.
3. Eligibility
You must be at least 18 years old and capable of entering into legally binding agreements to use this website and our services.
By using this site, you represent that all information you provide is accurate and truthful.
4. Use of the Website
You agree to use our website only for lawful purposes.
You must not:
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Use the website in any way that violates applicable laws or regulations
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Attempt to gain unauthorized access to any part of the site or our systems
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Upload or transmit malicious code, spam, or harmful materials
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Copy, distribute, or reproduce our website content without written permission
5. No Financial or Legal Advice
The information provided on our website is intended for general educational purposes only.
We make no guarantees regarding debt outcomes, credit score changes, or financial improvements.
Before making any financial or legal decisions, you should consult a qualified financial advisor, attorney, or credit counselor.
6. Disclaimer of Warranties
The website and all its content are provided “as is” and “as available.”
We make no representations or warranties of any kind, express or implied, including but not limited to:
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The accuracy, completeness, or reliability of any content
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The availability or uninterrupted operation of the website
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The results that may be obtained through using our services
Your use of this website is at your own risk.
7. Limitation of Liability
To the maximum extent permitted by law, [Debt Relief Solutions] and its affiliates shall not be liable for any:
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Indirect, incidental, or consequential damages
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Loss of income, data, or profits
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Claims arising out of or related to your use of the website or our services
Even if we have been advised of the possibility of such damages.
8. Third-Party Links
Our website may contain links to third-party websites or services.
We are not responsible for the content, accuracy, or privacy practices of those third parties.
Visiting those sites is at your own discretion and risk.
9. Privacy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
Please review the Privacy Policy available on our website.
10. Intellectual Property
All content on this website — including text, graphics, logos, videos, and designs — is the property of [Debt Relief Solutions] or its licensors and is protected by copyright and trademark laws.
You may not reproduce, distribute, or use our content without written permission.
11. Changes to These Terms
We may update these Terms at any time without prior notice.
Changes will be effective immediately upon posting to this page.
Your continued use of the website constitutes acceptance of the revised Terms.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of South Africa.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts ..